What Happens at a Real Estate Closing? Step-by-Step in Michigan

What Happens at a Real Estate Closing? Step-by-Step in Michigan

1. Final Walkthrough

Usually the day before or morning of closing, you’ll walk through the home to confirm condition.

2. Arriving at the Title Office (or Remote Closing)

Buyers, sellers, agents, and sometimes lenders meet at the title company (or digitally via e-closing).

3. Signing Documents

Expect to sign 50+ pages if you’re buying with a mortgage—deed, loan docs, disclosures, and closing statement. Sellers have less to sign.

4. Funds Transfer

Buyers bring a certified check or wire funds for the down payment and closing costs. The lender wires loan funds to the title company.

5. Title Transfer & Keys

Once funds clear, the title is recorded with the county. You get the keys—congrats! (Sometimes, possession is delayed if negotiated.)

Local Tip:

In Michigan, it’s common for possession to transfer 30–60 days after closing if sellers need time to move—always double-check your purchase agreement.

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Sources:

• Michigan Realtors: Closing Process

• Wayne County Register of Deeds

Ready for a smooth closing? The Jason Matt Team guides you every step—message us for our exclusive Closing Checklist!

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